5 Ways to Save Extra Money This September

September is here, and with it comes a shift in seasons, schedules, and — for our family — expenses.

This month marks a big milestone: our baby is starting daycare. While I’m a bit sad not to have him with me all day, I am looking forward to doing some writing again.

I’m also very aware that daycare comes with a hefty price tag. So I thought I’d share 5

practical finance tips we will be focusing on this month.

1. A “Pantry & Freezer Challenge”

Before heading to the grocery store each week I’ll take a deep dive into the pantry and freezer.

Half-empty boxes of pasta? Frozen veggies?

I’ll put together meals using ingredients we already have. That way I only buy things I need to complete the meals. I’m hoping this will not only help with the grocery bill, but also eliminate the amount of food I throw out each week.

I just got the Cozyla to try and organize our family chaos. One of the features allows you to store recipes and it makes your grocery list for you. I’m excited to try it out this month!

Quick tip: Plan your meals before you leave for the grocery store. That way you’re only getting what you absolutely need.

2. Cut One Subscription (Just for the Month)

We all have those “set it and forget it” subscriptions — streaming services, apps, or memberships we don’t use as much as we think.

This month, I’m challenging myself to cut just one. I haven’t decided which one yet, but even $10 or $15 adds up over time.

Quick Tip: If you’re not ready to say goodbye, many services let you pause instead of cancel.

3. Switch Out One Takeout Meal for a Homemade Swap

I love the convenience of takeout (especially after a long day), but it adds up fast. Instead of completely cutting it out, I’m swapping one takeout night for a quick, homemade alternative — think sheet pan dinners, breakfast for dinner, or a freezer-friendly crockpot meal.

A typical takeout night costs us around $40. Let’s say it costs $10 for the homemade meal each week. That’s a $120 savings for the month!

Quick Tip: Keep one “emergency” meal in the freezer (pizza, soup, burritos) so you’re less tempted to order out when you’re tired.

4. Set a “No Spend” Weekend

With cooler weather creeping in, it’s easy to fill weekends with outings that cost money. This month, I’m planning at least one “No Spend” weekend — I’m thinking making coffee at home on a Sunday morning and bringing it with us for a long stroller walk in the park.

It’s a fun way to be intentional about time together without swiping the debit card.

Quick Tip: Plan your no-spend activities in advance so you’re not scrambling for ideas and tempted to spend.

5. Sell Three Things I’m Not Using

We all have a few things lying around we could part with — baby gear, clothes, kitchen gadgets, or décor.

I’m committing to listing at least three items this month on Facebook Marketplace, Poshmark, or local resale groups. Even if I make $50, that’s gas money, groceries, or a little cushion for the daycare bill.

Quick Tip: If you haven’t used it, worn it, or thought about it in the past 6 months, it’s a prime candidate to sell.

September feels like a fresh start — new routines, cooler air, and a chance to look at our budget with fresh eyes. I’ll report back on how it’s going!

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